Overwater bungalows for every budget

For some of the most affordable overwater bungalows out there, look to Panama, where palapa abodes are better known as “aqua lodges.” Set in the stunning archipelago of Bocas del Toro, Hotel Eclypse de Mar’s cozy hangouts sit above warm waters, where you can snorkel or kayak right from your private terrace. Standard bungalows come with a balcony, terrace, and breakfast included, while a glass panel in the flooring lets you watch the marine life swim by. Lounge in your hammock as the sun dips into the horizon, painting the sky in shades of pink.

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The all-inclusive Royalton Antigua is home to Chairman’s Overwater Bungalows, six dreamy villas each offering 1,442 square feet of space. Set in the breathtaking Deep Bay, these bungalows offer sweeping views of the turquoise Caribbean Sea, with glass floors, an overwater hammock, private pool and butler service. Perfect for an intimate escape with plenty of five-star amenities.

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Another standout in Mexico’s Riviera Maya is the Fairmont Mayakoba, where guests can opt for luxurious suites located along peaceful lagoons. This eco-chic resort blends seamlessly with its natural surroundings, and the bungalows offer private terraces, outdoor soaking tubs and incredible views of the surrounding mangroves and wildlife. A serene, romantic stay steeped in eco-conscious luxury.

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Set on a private island in the Bocas del Toro archipelago in Panama, the adults-only, mid-priced Nayara Bocas del Toro is full of barefoot charm. Each overwater bungalow has its own plunge pool and a slide that drops you directly into the warm Caribbean Sea. With an eco-conscious design, this island escape combines sustainability, adventure and romance—spend your days kayaking, snorkeling and exploring the vibrant marine life, before winding down with a sunset cocktail on your private deck. The dream.

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Hidden away on remote Colón Island and perched over the turquoise waters of the Caribbean, the bungalows at this charmingly rustic resort let guests swim and snorkel right off their private decks. The nine two-story palapa-topped huts allow you to wake up to the sound of the sea and watch dolphins swim past as you sip your morning coffee. And the resort is mindful of its impact on the surrounding environment, too: The property has installed solar panels to power the cabins and a biodigester to treat wastewater. A magical, secluded retreat in nature.

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